I had an interesting weekend.  A few things happened that seemed to drive home the message, "Don't put off until tomorrow what you can do today."

In one case, I opened an envelope from my bank.  The letter said I was being charged a $30 penalty for two returned checks.  What happened was that I deposited two checks that were beyond their expiration date so there was a "stop payment" placed and the bank whacked me with the penalties.  There was some small print on each check that said valid for 90 days.  I didn't deposit the checks on time so they expired.  I should not have waited so long to go to the bank.

In the other situation, I threw a promotional mailer onto a pile of unopened mail that I ignored for a couple weeks.  It actually was for free movie tickets that I would have enjoyed.  But by the time I opened the mail, the tickets had expired.

But the third lesson is the one that stings the most.  I had on my to-do list "Call Uncle Chet."   But I didn't have his phone number handy and got caught up with holiday busyness and blah blah blah.  Now I regret not making the call because my uncle has just died.  I feel terrible that I did not reach out to him.  And now it's too late.

So what now?  Well, I can switch to mobile banking so I can make deposits in a timely fashion.  I can be more diligent about opening mail, even if it looks like junk.

But the not getting to talk to my uncle?  That's something I'm still processing.

I guess I'm sharing with you my regrets in hopes this blog might encourage you to do the things you may be putting off.   You never know when it may be too late to make that call or visit.