These days many middle class Americans are struggling to make ends meet. More than half, 52 percent, say their most important day-to-day financial concern is paying the monthly bills.
According to the first-ever Life Tracks Poll from Allstate, nearly a third of New Jersey residents don't have retirement savings or life insurance. While 82 percent say they've done at least "some" planning for their long-term finances, 18 percent don't have any type of savings account.
I'm a terrible shopper. Or a great shopper, I suppose, depending on how you look at it. I like to buy things but I hate to pay full price. In my defense, I'm not one of those nutty Extreme Couponers, but I know how to save a buck or two.