Department of Banking and Insurance

New Jersey auto insurance policies now have higher minimum liability levels — which will mean higher premiums for more than a million drivers in the state.

Apparently it's not just the robber in a ski mask you have to fear when entering your neighborhood bank. The "friendly" person behind the counter could be a threat as well.

If your Sandy claim is being disputed by your insurer, you still have a chance to recoup some money through mediation services offered by the New Jersey Department of Banking and Insurance.