Life insurance, long-term care insurance, reverse mortgages...it seems like there are scores of financial support vehicles for older Americans. But determining which best fit one's needs can be a challenge.

Thursday morning, acting New Jersey Commissioner of Banking and Finance Ken Kobylowski explains the facts and clears the air for seniors in Brick Township.

His financial literacy workshop starts at 10:15 in the Senior Outreach Services Center, 373 Adamston Road.

Kobylowski will also discuss the ways that elderly folks are vulnerable to fraud, and will offer tips to help avoid it.